Payments modernization
Future-proof your payments infrastructure
Empower your bank’s customers with instant, secure payments by enabling real-time, frictionless transactions. Enhance the customer experience, accelerate & simplify payments, and stay ahead of competition & regulatory demands — enabled by cutting-edge technology and seamless integrations.
Is your bank prepared for the future of payments?
Traditional payment methods no longer suffice in an era of instant, seamless, and secure transactions. And as digital payments continue to grow in popularity, so do the complexities around integration, compliance, and security. What if your bank was equipped to stay ahead of these challenges? Our end-to-end payments solution combines real-time payments capabilities with API-first infrastructure. It’s also designed according to regulatory demands, allowing you to offer a future-proof payment experience that meets the demands of today’s customers while simplifying your operational complexities.
$36.75tn
value of digital payments projected by 2029
71.07%
of bank executives ranked customer satisfaction as the top driver for real-time payments
$238.8bn
projected value of cross-border payments in 2027
Build your bank’s next-gen payments infrastructure
Leverage state-of-the-art payment technology to modernize your infrastructure and enable instant, secure transactions. Integrate real-time capabilities with frictionless, API-driven connectivity, empowering your bank to deliver an effortless payment experience that meets the needs of today’s customers while staying ahead of future demands.
Accelerate payments transformation
Leverage a unified platform and pre-integrated connectors to shorten time-to-market and provide payment flexibility.
Regulatory compliance made easy
Built-in support for industry standards like ISO 20022, PSD2 paired with API-driven infrastructure and cloud-based technology.
Increase customer satisfaction
Provide instant, uninterrupted, omnichannel payments, ensuring customers enjoy faster, more convenient transactions.
Stay one step ahead
Backbase's holistic solution for payments enables banks to offer real-time, frictionless payments across all channels. With built-in compliance support for ISO 20022, PSD2, and other industry standards, Backbase helps financial institutions deliver a secure, scalable, and customer-centric payment experience. The cloud-native architecture ensures streamlined integration, while API-first design enables easy integration to fintechs and core banking systems, future-proofing your payments infrastructure.
End-to-end payments modernization
Provide an exceptional digital banking experience with E2E real-time payment processing across RTP®, FedNow®, and ACH networks. Offer instant, embedded, and automated payment solutions while ensuring a smooth customer journey.
Faster time-to-market
Accelerate time-to-market for instant payments, reducing your bank’s reliance on legacy systems. Cloud-native and SaaS-based deployment models will help you lower your infrastructure costs while improving operational agility.
Pre-integrated & API-first
Our API-driven approach allows for rapid deployment, reducing integration complexity. Your bank can plug and play the payments solution within Backbase’s Engagement Banking Platform, ensuring a unified and scalable payments ecosystem.
Implemented through Backbase Grand Central
Meet the only fully managed IPaaS designed specifically for banking. Grand Central brings together a comprehensive suite of tools for integration, APIs, and automation so you can simplify banking processes and accelerate IT project delivery. Leverage out-of-the-box connectors to leading core banking systems, payment systems, fintechs, CRMs, and more. Develop high-quality, secure APIs faster than ever with a user-friendly platform any developer can use.
